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SALARY SIP
Make room for your life goals before your monthly salary is spent.
The Problem
You work hard for your salary. Make sure your life goals get a share of it.
Every month, your salary comes in with a long list of responsibilities waiting for it.
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Rent can't wait.
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EMI has a due date.
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Utility, grocery bills need to be paid.
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And there will always be something else to spend on.
So you tell yourself you'll invest what's left.
Except there's rarely as much left as you expected.
And another month passes without getting closer to the goals that matter to you.
The problem isn't always that you don't want to save. It's that everything else gets taken care of first.
What if investing had a place in your monthly routine before the rest of your salary was spent?
Introducing Salary SIP
A different way to think about your salary.
Salary SIP
Most of us manage our monthly expenses first and try to fit investing in afterward.
Salary SIP is being designed around a different approach:
make room for your financial goals as part of your salary routine.
Through a planned connection between payroll software your company uses and personalised mutual fund investing, Salary SIP aims to make it easier for employees to set aside a chosen amount for their life goals.
A more practical way to make investing part of the way you manage your money.
SALARY SIP
How does it work?
From your salary to your life goals.
01
Decide what you want to work toward
A home, a car, your child's future, a holiday, or long-term financial security. Start with the goals that matter to you.
02
Choose an amount that works for you
Decide how much you can comfortably set aside for investing, alongside your regular financial commitments.
03
Your employer can add to it (optional)
If your company opts in, they top up your contribution
with an extra 250 (5%* on 5K). That's the money your employer gives you for saving, on top of your own.
04
Invested in personalised mutual funds
Not a generic historic top performing list that you see on most apps - your contribution goes into mutual funds that matches your risk profile and life goals, and you track it all in the Miles Wealth app.
Traditional approach to savings doesn't work, you know it.
Salary comes in,
Cover monthly expenses, EMIs
Save whatever's left (which doesn't happen).
Salary SIP helps you save before you spend.
Save Before You Spend
Why Employees Choose Salary SIP?
Goal-Based Investing
Investments mapped to real-life goals. Whether it’s a home, travel, marriage or future plans - this isn’t just saving, it’s building toward something real.
Employer Contribution
An additional boost that rewards consistency and compounds over time.
For Employees,
Your next salary could be a step toward something bigger.
You don't have to wait until your expenses disappear or your income increases to start thinking about your financial future.
You need a way to make room for it.
Salary SIP is designed to help employees build investing into their monthly financial routine through a salary-linked approach.
Want to see this at your workplace?
Register your interest and tell us what you'd want from a salary-linked investing solution.
For Employers,
Help your employees make progress beyond payday.
Your employees work toward more than their next paycheck. They have homes to buy, families to support, financial commitments to manage, and futures to plan for.
Salary SIP is an employee benefit that connects payroll with personalsed mutual fund investing.
It could give your organization an actual way to support employees' financial wellbeing through a practical, goal-oriented approach to investing.
Why explore Salary SIP?
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A financial wellbeing benefit linked to employees' real-life goals.
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A potential way to make regular saving easier to prioritize.
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An opportunity to explore optional employer contributions, where appropriate.
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A salary-linked approach designed around employees' monthly financial routines.