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SALARY SIP
How does it work?
A payroll-linked investing benefit designed for companies and their teams.
01
Pick your %
Choose how much of your salary goes into investing - say, 10%. Set it once, change it anytime.
02
It happens before you even see your salary
On payday, that % is carved out first.
Ex: On a ₹50K salary at 10%, ₹45K hits your bank as usual - ₹5K goes straight into your investments. You never touch it, so you never skip it.
03
Your employer can add to it (optional)
If your company opts in, they top up your contribution
with an extra 250 (5%* on 5K). That's the money your employer gives you for saving, on top of your own.
04
Invested in personalised mutual funds
Not a generic historic top performing list that you see on most apps - your contribution goes into mutual funds that matches your risk profile and life goals, and you track it all in the Miles Wealth app.
WHY US?
We understand that people come from all walks of life - doctors, developers, product managers, operations, sales, designers, and more.
You can’t be an expert at everything. That’s where we come in - helping you align your investments with your life goals.
01
We Are All Ears
Before we recommend anything, we listen - to your needs, starting from your income and expenses, your life goals, who depends on you, how much risk you're actually okay with, and what you've already saved. Your portfolio starts from your life, not a template.
02
Built on Data, Not Guesswork
Our in-house algorithm scans 45,000+ data points across 1,500+ mutual funds on 30+ metrics - not just past returns - to shortlist what's actually good, then tailors it for you.
03
A Track Record You Can Check
18 of our last 21 fund recommendations (over the past 24 months) have outperformed their benchmark. We'll always show you the number, not just claim it.
WHY SALARY SIP?
Built for forward-thinking HR Teams.
A low-cost employee benefit that helps companies offer financial wellness benefits without increasing their costs.
01
Low Cost for Companies
Typically under ~0.25*% of payroll or maybe nothing if the existing benefits are re-allocated.
02
Zero Admin Work
Automation handles onboarding, payroll linking and reporting.
03
Built for flexibility
Employees always stay in control of their investments. Ownership remains with them, even if they move to a different company.
Traditional approach to savings doesn't work, you know it.
Salary comes in,
Cover monthly expenses, EMIs
Save whatever's left (which doesn't happen).
Salary SIP helps you save before you spend.
Save Before You Spend
Why Employees Choose Salary SIP?
Goal-Based Investing
Investments mapped to real-life goals. Whether it’s a home, travel, marriage or future plans - this isn’t just saving, it’s building toward something real.
Employer Contribution
An additional boost that rewards consistency and compounds over time.